Business & Economic Development CenterBEDC

The Midland College Business & Economic Development Center (BEDC) provides FREE business, credit, and housing counseling, and related classes and workshops. Our mission is to help people increase credit scores, purchase homes, and start or expand businesses.

The BEDC is a collaborative effort between Midland College and the City of Midland.

Midland College BEDC

BEDC Programs

The BEDC works with individuals and businesses to help them improve their credit through an analysis of their current credit issues and then developing an action plan to correct those issues. We access your tri-merge credit report with FICO scores from all three credit bureaus. The report is a “soft pull” for educational purposes, so it does not lower your credit score. There is a $25 fee per credit report. If you have a recent credit report, bring it and there will be no cost.

To schedule your free credit counseling, print the BEDC intake form below, complete it, and return it to the BEDC or email to

Our counselors can help you identify any issues that prevent you from qualifying for a home and create a workable plan to correct those issues. We also provide guidance in home budgeting and homeownership readiness. If you would like the BEDC to access a soft pull credit report that does not lower your credit score like a hard pull from a creditor. There is a $25 fee per person for your credit report. If you have a recent credit report, bring it and there will be no cost. 

To schedule your free housing counseling, print the BEDC intake form below, complete it,  and return it to the BEDC with the required documents, or email to

Business Counseling at Midland College BEDC


The BEDC provides free business counseling for:

  • Preparing a business plan
  • Starting a new business
  • Purchasing an existing business
  • Expanding an existing business
  • Financing options

Call the BEDC at 684-4309 to schedule an appointment for free one-on-one business counseling. Print the intake form below, complete, and return it to the BEDC or email it to

Homebuyer Education Class at Midland College BEDC


Special Seminars

Periodically, the BEDC convenes special seminars on topics related to our mission or important to Midland. If any seminars are slated, they are listed below.


The BEDC provides business, credit, and homebuyer workshops around town. If you are interested in hosting a workshop, call us.

Homebuyer Education Class

The BEDC provides an eight hour Homebuyer Education class four times a year.

This class is required by the City of Midland, Midland Community Development Corporation (MCDC), Texas State Affordable Housing Corporation (TSAHC) and other down payment assistance programs.

Upcoming Classes

Saturday, November 9, 2019

9 am - 5 pm & lunch is provided


Cogdell Learning Center
201 W. Florida Avenue
Midland, TX

Class Details

  • The course cost is $30 "cash" per individual participant and $10 "cash" per additional family member
  • Registration and cash payment required before the class meets on Saturday
  • Class participants will receive a textbook and lunch
  • Print the registration form, complete, and return to the BEDC along with payment to register for the class.

Start Your Business Workshop

Sign for BEDC "Start Your Business" Workshop

Wednesday, November 6
7:00 - 8:00 pm
Carrasco Room, Scharbauer Student Center,
MC Main Campus, 3600 N. Garfield

BEDC staff will address steps, business plan,
funding options, and more.

More Information (pdf)


Online Homebuyer Education Course

We also offer a Homebuyer Education Class Online through eHome America. Click on the link below to quickly register. After you complete the course, you will receive a HUD certificate of completion.

The fee for the online course is $99.00. The class is available in English or Spanish

Begin Your Online Course


Florida Avenue Market at Cogdell

We will have music, food, baked goods, and many other goods from different small businesses in the community.


8:30 AM - 12:30 PM

TBD  for Summer 2020



Cogdell Learning Center parking lot
201 W. Florida Avenue
Midland, Texas 79701


Get Involved

If you are interested in being a part of our Market, contact Liz Baiza at (432) 684-4309, or by email at

Florida Avenue Market Guidelines and Application (pdf)

Apply to MC Now

Thank you for choosing Midland College! If you are here to collect a few credits, take courses to transfer, or here to start a new career, we welcome you.

How to Apply