Business & Economic Development Center

Business & Economic Development CenterBEDC

The Midland College Business & Economic Development Center (BEDC) provides FREE business, credit, and housing counseling, and related classes and workshops. Our mission is to help people increase credit scores, purchase homes, and start or expand businesses.

The BEDC is a collaborative effort between Midland College and the City of Midland.

Midland College BEDC


BEDC Programs

Select category below for more information

The BEDC works with individuals and businesses to help them improve their credit through an analysis of their current credit issues and then developing an action plan to correct those issues. We access your tri-merge credit report with FICO scores from all three credit bureaus. The report is a “soft pull” for educational purposes, so it does not lower your credit score. There is a $25 fee per credit report, we accept cash or check. If you have a recent credit report, bring it and there will be no cost.

To schedule your free credit counseling, print the BEDC intake form below, complete it, and return it to the BEDC or email to

Our counselors can help you identify any issues that prevent you from qualifying for a home and create a workable plan to correct those issues. We also provide guidance in home budgeting and homeownership readiness. If you would like the BEDC to access a soft pull credit report that does not lower your credit score like a hard pull from a creditor. There is a $25 fee per person for your credit report. If you have a recent credit report, bring it and there will be no cost. 

To schedule your free housing counseling, print the BEDC intake form below, complete it,  and return it to the BEDC with the required documents, or email to


Online Homebuyer Education Course

Due to COVID-19, until further notice, the in-person class will be replaced with the online version of the class. Register for this online class for the same price as the in-person class! Key "BEDC30" Promo code on this online version of the Homebuyer Education Class and SAVE $69.00.

Class is required by the MCDC, City of Midland and Texas State Affordable Housing Corporation, but not Southeast Tx Housing Finance Corp. 

Upon the completion of the course, you will receive a HUD certificate of completion.

Course Details

  • Online Course Fee $99
  • Available in English or Spanish


Call (432) 684-4309

Business Counseling at Midland College BEDC

The BEDC provides free business counseling for:

  • Preparing a business plan
  • Starting a new business
  • Purchasing an existing business
  • Expanding an existing business
  • Financing options

Call the BEDC at (432) 684-4309 to schedule an appointment for free one-on-one business counseling. Print the intake form below, complete, and return it to the BEDC or email it to

Start Your Own Business Workshop

Topics Covered

  • Selecting Form of Business
  • General Requirements to apply for business loan and alternative sources
  • Steps in getting business registered and ready to go:
    • Registering
    • Employer Identification Number
    • Bank account
    • Sales Tax Certificate
    • Business General Liability Insurance
    • Bonding

Midland College BEDC Live Event: Entrepreneurship of the Permian Basin

Video of Dr. Steve Thomas, Midland College President, interviewing with Richard Steinberg the owner of Bear Claw Knife and Shear on October 29, 2021. On an annual basis, the BEDC facilitates the interview of a local entrepreneur.


Apply to MC Now

Thank you for choosing Midland College! If you are here to collect a few credits, take courses to transfer, or here to start a new career, we welcome you.

How to Apply