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Business & Economic Development CenterBEDC

The Midland College Business & Economic Development Center (BEDC) provides FREE business, credit, and housing counseling, and related classes and workshops. Our mission is to help people increase credit scores, purchase homes, and start or expand businesses.

The BEDC is a collaborative effort between Midland College and the City of Midland.

Midland College BEDC

BEDC Programs

The BEDC works with individuals and businesses to help them improve their credit through an analysis of their current credit issues and then developing an action plan to correct those issues. We access your tri-merge credit report with FICO scores from all three credit bureaus. The report is a “soft pull” for educational purposes, so it does not lower your credit score. There is a $25 fee per credit report, we accept cash or check. If you have a recent credit report, bring it and there will be no cost.

To schedule your free credit counseling, print the BEDC intake form below, complete it, and return it to the BEDC or email to bedc@midland.edu.

Our counselors can help you identify any issues that prevent you from qualifying for a home and create a workable plan to correct those issues. We also provide guidance in home budgeting and homeownership readiness. If you would like the BEDC to access a soft pull credit report that does not lower your credit score like a hard pull from a creditor. There is a $25 fee per person for your credit report. If you have a recent credit report, bring it and there will be no cost. 

To schedule your free housing counseling, print the BEDC intake form below, complete it,  and return it to the BEDC with the required documents, or email to bedc@midland.edu.

Business Counseling at Midland College BEDC

 

The BEDC provides free business counseling for:

  • Preparing a business plan
  • Starting a new business
  • Purchasing an existing business
  • Expanding an existing business
  • Financing options

Call the BEDC at (432) 684-4309 to schedule an appointment for free one-on-one business counseling. Print the intake form below, complete, and return it to the BEDC or email it to bedc@midland.edu.

Homebuyer Education Class at Midland College BEDC


Homebuyer Education Class

The BEDC provides an eight hour Homebuyer Education class four times a year.

This class is required by the City of Midland, Midland Community Development Corporation (MCDC), Texas State Affordable Housing Corporation (TSAHC) and other down payment assistance programs.

Upcoming Classes

9 am - 5 pm & lunch is provided

  • Saturday, February 8, 2020
  • Saturday, May 9, 2020
  • Saturday, August 8, 2020
  • Saturday, November 14, 2020

Location

Cogdell Learning Center
201 W. Florida Avenue
Midland, TX

Class Details

  • The course cost is $30 in cash or check per individual participant and $10 in cash or check per additional family member
  • Registration and payment required the Wednesday before the class meets on Saturday
  • Class participants will receive a textbook and lunch
  • Print the registration form, complete, and return to the BEDC along with payment to register for the class.

Homebuyer Education Course Enrollment Form (pdf)


FREE Credit Workshop

The MC Business and Economic Development Center invites all MC staff and students, as well as community members to join us for a workshop on building and maintaining a good credit rating.

Tuesday, February 11, 2020 - Two sessions offered!

12:30 -  1:30 pm
 6:00 - 7:00 pm

Carrasco Room
Scharbauer Student Center
MC main campus

Topics Covered

  • How Your Credit Score is Developed
  • How Your Credit Score Impacts Your Career, Finances, and Housing Choices
  • Your Actions that Damage Your Score
  • How to Create and Protect a High Credit Score
  • How to Create a Credit Score if You Don’t Have Credit
  • How Working with a Financial Institution Can Help Improve and Build Your Credit

Attendees will be offered an opportunity to sign up for a free credit report and counseling session. Pizza and drinks will be served. The workshop is presented by the Midland College BEDC and Southwest 66 Federal Credit Union.

Online Homebuyer Education Course

We also offer a Homebuyer Education Class Online through eHome America. Click the link below to quickly register. After completing the course, you will receive a HUD certificate of completion.

The fee for the online course is $99.00 and is available in English or Spanish.

Begin Your Online Course

WHAT

Florida Avenue Market at Cogdell

Music, food, baked goods, and many other items from different small businesses in the community.

When

Third Saturday of the month  from 8:30 am - 12:30 pm

Dates for 2020

  • June 20
  • July 18
  • August 15
  • September 19

Where

Cogdell Learning Center parking lot
201 W. Florida Avenue
Midland, Texas 79701

MAP


Get Involved

If you are interested in being a part of our Market, call us (432) 684-4309 or email bedc@midland.edu.

Florida Avenue Market Guidelines and Application (pdf)

Apply to MC Now

Thank you for choosing Midland College! If you are here to collect a few credits, take courses to transfer, or here to start a new career, we welcome you.

How to Apply